ZIP Code 92057 — Oceanside, California

The median home in 92057 is valued at $624,600 against a median household income of $100,066, a price-to-income ratio of 6.2. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92057 ranks 19 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 28.6% of median household income (median rent $2,381 a month), under the 30% cost-burden threshold.

92057 ranks 579 of 1,558 statewide on median household income and 739 of 1,558 on median home value; its income is in line with the $98,033 San Diego County median. 69% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 31% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 8.0%, below the 10.8% statewide ZIP median. Unemployment stands at 5.0%.

With 3,868 residents per square mile across 15 square miles of land, 92057 is far denser than the statewide ZIP median of 1,120 (rank 523 of 1,558). This is predominantly single-family residential with suburban street patterns.