ZIP Code 92054 — Oceanside, California

The median home in 92054 is valued at $753,400 against a median household income of $68,713, a price-to-income ratio of 11.0. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within San Diego County, 92054 ranks 88 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 31.2% of median household income (median rent $1,784 a month), above the 30% cost-burden threshold.

92054 ranks 1,100 of 1,558 statewide on median household income and 538 of 1,558 on median home value; its income is below the $98,033 San Diego County median. 39% of households own their home, below the 64% statewide ZIP median, so most residents rent. 36% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 13.3%, above the 10.8% statewide ZIP median. Unemployment stands at 8.0%.

With 4,940 residents per square mile across 7.5 square miles of land, 92054 is far denser than the statewide ZIP median of 1,120 (rank 450 of 1,558). This is predominantly single-family residential with suburban street patterns.