ZIP Code 92081 — Vista, California

The median home in 92081 is valued at $681,400 against a median household income of $99,153, a price-to-income ratio of 6.9. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92081 ranks 35 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 28.1% of median household income (median rent $2,323 a month), under the 30% cost-burden threshold.

92081 ranks 590 of 1,558 statewide on median household income and 643 of 1,558 on median home value; its income is in line with the $98,033 San Diego County median. 54% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 38% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 11.0%, in line with the 10.8% statewide ZIP median. Unemployment stands at 5.4%.

With 3,312 residents per square mile across 8.9 square miles of land, 92081 is far denser than the statewide ZIP median of 1,120 (rank 571 of 1,558). This is predominantly single-family residential with suburban street patterns.