ZIP Code 92084 — Vista, California

The median home in 92084 is valued at $689,500 against a median household income of $94,768, a price-to-income ratio of 7.3. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92084 ranks 43 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 23.4% of median household income (median rent $1,845 a month), under the 30% cost-burden threshold.

92084 ranks 650 of 1,558 statewide on median household income and 628 of 1,558 on median home value; its income is in line with the $98,033 San Diego County median. 58% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 28% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 9.3%, below the 10.8% statewide ZIP median. Unemployment stands at 5.6%.

With 1,766 residents per square mile across 28.3 square miles of land, 92084 is far denser than the statewide ZIP median of 1,120 (rank 718 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.