ZIP Code 92003 — Bonsall, California

The median home in 92003 is valued at $838,000 against a median household income of $106,813, a price-to-income ratio of 7.8. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92003 ranks 59 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 22.8% of median household income (median rent $2,032 a month), under the 30% cost-burden threshold.

92003 ranks 492 of 1,558 statewide on median household income and 447 of 1,558 on median home value; its income is above the $98,033 San Diego County median. 67% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 39% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 13.1%, above the 10.8% statewide ZIP median. Unemployment stands at 7.0%.

With 294 residents per square mile across 15 square miles of land, 92003 is far less dense than the statewide ZIP median of 1,120 (rank 989 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.