ZIP Code 92058 — Oceanside, California

The median home in 92058 is valued at $571,200 against a median household income of $68,576, a price-to-income ratio of 8.3. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92058 ranks 68 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 43.2% of median household income (median rent $2,471 a month), above the 30% cost-burden threshold.

92058 ranks 1,103 of 1,558 statewide on median household income and 836 of 1,558 on median home value; its income is below the $98,033 San Diego County median. 29% of households own their home, far below the 64% statewide ZIP median, so most residents rent. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.6%, in line with the 10.8% statewide ZIP median. Unemployment stands at 8.2%.

With 1,090 residents per square mile across 44.3 square miles of land, 92058 is in line with the statewide ZIP median of 1,120 (rank 782 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.