ZIP Code 95949 — Grass Valley, California

The median home in 95949 is valued at $508,300 against a median household income of $90,293, a price-to-income ratio of 5.6. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Nevada County, 95949 ranks 1 of 6 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.3. Renting takes 22.5% of median household income (median rent $1,695 a month), under the 30% cost-burden threshold.

95949 ranks 726 of 1,558 statewide on median household income and 923 of 1,558 on median home value; its income is above the $78,315 Nevada County median. 89% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 32% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 7.6%, below the 10.8% statewide ZIP median. Unemployment stands at 4.7%.

With 155 residents per square mile across 136.9 square miles of land, 95949 is far less dense than the statewide ZIP median of 1,120 (rank 1,085 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.