ZIP Code 95975 — Rough And Ready, California

The median home in 95975 is valued at $575,200 against a median household income of $78,201, a price-to-income ratio of 7.4. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Nevada County, 95975 ranks 4 of 6 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.3. Renting takes 18.2% of median household income (median rent $1,184 a month), under the 30% cost-burden threshold.

95975 ranks 918 of 1,558 statewide on median household income and 823 of 1,558 on median home value; its income is in line with the $78,315 Nevada County median. 78% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 23% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.6%, in line with the 10.8% statewide ZIP median. Unemployment stands at 1.4%.

With 173 residents per square mile across 9.4 square miles of land, 95975 is far less dense than the statewide ZIP median of 1,120 (rank 1,067 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.