ZIP Code 95977 — Smartville, California

The median home in 95977 is valued at $433,800 against a median household income of $96,071, a price-to-income ratio of 4.5. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Yuba County, 95977 ranks 1 of 9 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.0.

95977 ranks 632 of 1,558 statewide on median household income and 1,051 of 1,558 on median home value; its income is above the $73,090 Yuba County median. 95% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 6.1%, below the 10.8% statewide ZIP median. Unemployment stands at 7.6%.

With 48 residents per square mile across 37.7 square miles of land, 95977 is far less dense than the statewide ZIP median of 1,120 (rank 1,241 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.