ZIP Code 95603 — Auburn, California

The median home in 95603 is valued at $585,300 against a median household income of $78,933, a price-to-income ratio of 7.4. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Placer County, 95603 ranks 22 of 27 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.9. Renting takes 21.1% of median household income (median rent $1,391 a month), under the 30% cost-burden threshold.

95603 ranks 910 of 1,558 statewide on median household income and 811 of 1,558 on median home value; its income is below the $105,789 Placer County median. 66% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 33% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 12.6%, above the 10.8% statewide ZIP median. Unemployment stands at 3.1%.

With 792 residents per square mile across 35.8 square miles of land, 95603 is less dense than the statewide ZIP median of 1,120 (rank 837 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.