ZIP Code 95650 — Loomis, California

The median home in 95650 is valued at $763,200 against a median household income of $130,869, a price-to-income ratio of 5.8. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Placer County, 95650 ranks 13 of 27 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.9. Renting takes 15.4% of median household income (median rent $1,681 a month), under the 30% cost-burden threshold.

95650 ranks 254 of 1,558 statewide on median household income and 532 of 1,558 on median home value; its income is above the $105,789 Placer County median. 89% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 45% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 5.9%, below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.0%.

With 616 residents per square mile across 22.9 square miles of land, 95650 is less dense than the statewide ZIP median of 1,120 (rank 874 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.