ZIP Code 95663 — Penryn, California

The median home in 95663 is valued at $792,000 against a median household income of $126,250, a price-to-income ratio of 6.3. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Placer County, 95663 ranks 16 of 27 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.9. Renting takes 13.5% of median household income (median rent $1,417 a month), under the 30% cost-burden threshold.

95663 ranks 290 of 1,558 statewide on median household income and 500 of 1,558 on median home value; its income is above the $105,789 Placer County median. 91% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 43% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.8%, below the 10.8% statewide ZIP median. Unemployment stands at 7.5%.

With 306 residents per square mile across 8.7 square miles of land, 95663 is far less dense than the statewide ZIP median of 1,120 (rank 979 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.