ZIP Code 95703 — Applegate, California

The median home in 95703 is valued at $610,300 against a median household income of $93,602, a price-to-income ratio of 6.5. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Placer County, 95703 ranks 19 of 27 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.9. Renting takes 15.5% of median household income (median rent $1,207 a month), under the 30% cost-burden threshold.

95703 ranks 674 of 1,558 statewide on median household income and 763 of 1,558 on median home value; its income is below the $105,789 Placer County median. 84% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 32% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 11.8%, above the 10.8% statewide ZIP median. Unemployment stands at 5.1%.

With 220 residents per square mile across 8.9 square miles of land, 95703 is far less dense than the statewide ZIP median of 1,120 (rank 1,036 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.