ZIP Code 95634 — Georgetown, California

The median home in 95634 is valued at $335,900 against a median household income of $67,364, a price-to-income ratio of 5.0. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within El Dorado County, 95634 ranks 9 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.0. Renting takes 30.0% of median household income (median rent $1,684 a month), under the 30% cost-burden threshold.

95634 ranks 1,124 of 1,558 statewide on median household income and 1,255 of 1,558 on median home value; its income is below the $84,588 El Dorado County median. 82% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 24% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.8%, above the 10.8% statewide ZIP median. Unemployment stands at 11.0%.

With 33 residents per square mile across 118.6 square miles of land, 95634 is far less dense than the statewide ZIP median of 1,120 (rank 1,284 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.