ZIP Code 95709 — Camino, California

The median home in 95709 is valued at $543,000 against a median household income of $82,298, a price-to-income ratio of 6.6. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within El Dorado County, 95709 ranks 15 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.0. Renting takes 20.5% of median household income (median rent $1,405 a month), under the 30% cost-burden threshold.

95709 ranks 854 of 1,558 statewide on median household income and 884 of 1,558 on median home value; its income is in line with the $84,588 El Dorado County median. 73% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 35% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 15.6%, above the 10.8% statewide ZIP median. Unemployment stands at 4.0%.

With 256 residents per square mile across 23.8 square miles of land, 95709 is far less dense than the statewide ZIP median of 1,120 (rank 1,017 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.