ZIP Code 95633 — Garden Valley, California

The median home in 95633 is valued at $385,200 against a median household income of $82,963, a price-to-income ratio of 4.6. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within El Dorado County, 95633 ranks 6 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.0. Renting takes 31.2% of median household income (median rent $2,155 a month), above the 30% cost-burden threshold.

95633 ranks 842 of 1,558 statewide on median household income and 1,133 of 1,558 on median home value; its income is in line with the $84,588 El Dorado County median. 88% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 16.3%, far above the 10.8% statewide ZIP median. Unemployment stands at 2.7%.

With 84 residents per square mile across 39.5 square miles of land, 95633 is far less dense than the statewide ZIP median of 1,120 (rank 1,171 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.