ZIP Code 95376 — Tracy, California

The median home in 95376 is valued at $560,000 against a median household income of $99,675, a price-to-income ratio of 5.6. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within San Joaquin County, 95376 ranks 14 of 28 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.7. Renting takes 22.9% of median household income (median rent $1,898 a month), under the 30% cost-burden threshold.

95376 ranks 585 of 1,558 statewide on median household income and 854 of 1,558 on median home value; its income is above the $85,098 San Joaquin County median. 59% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.0%, below the 10.8% statewide ZIP median. Unemployment stands at 5.6%.

With 7,242 residents per square mile across 7.6 square miles of land, 95376 is far denser than the statewide ZIP median of 1,120 (rank 277 of 1,558). This is predominantly single-family residential with suburban street patterns.