ZIP Code 95206 — Stockton, California

The median home in 95206 is valued at $354,600 against a median household income of $69,559, a price-to-income ratio of 5.1. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within San Joaquin County, 95206 ranks 9 of 28 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.7. Renting takes 23.9% of median household income (median rent $1,385 a month), under the 30% cost-burden threshold.

95206 ranks 1,082 of 1,558 statewide on median household income and 1,206 of 1,558 on median home value; its income is below the $85,098 San Joaquin County median. 59% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 10% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 19.3%, far above the 10.8% statewide ZIP median. Unemployment stands at 6.2%.

With 511 residents per square mile across 133.2 square miles of land, 95206 is far less dense than the statewide ZIP median of 1,120 (rank 902 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.