ZIP Code 95202 — Stockton, California

The median home in 95202 is valued at $358,200 against a median household income of $19,942, a price-to-income ratio of 18.0. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within San Joaquin County, 95202 ranks 28 of 28 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.7. Renting takes 49.9% of median household income (median rent $830 a month), above the 30% cost-burden threshold.

95202 ranks 1,555 of 1,558 statewide on median household income and 1,194 of 1,558 on median home value; its income is far below the $85,098 San Joaquin County median. 4% of households own their home, far below the 64% statewide ZIP median, so most residents rent. 17% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 38.5%, far above the 10.8% statewide ZIP median and among the highest in the state. Unemployment stands at 2.9%.

With 5,455 residents per square mile across 1.1 square miles of land, 95202 is far denser than the statewide ZIP median of 1,120 (rank 410 of 1,558). This is predominantly single-family residential with suburban street patterns.