ZIP Code 95205 — Stockton, California

The median home in 95205 is valued at $270,000 against a median household income of $55,536, a price-to-income ratio of 4.9. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within San Joaquin County, 95205 ranks 5 of 28 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.7. Renting takes 27.3% of median household income (median rent $1,263 a month), under the 30% cost-burden threshold.

95205 ranks 1,334 of 1,558 statewide on median household income and 1,384 of 1,558 on median home value; its income is below the $85,098 San Joaquin County median. 49% of households own their home, below the 64% statewide ZIP median, so most residents rent. 4% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 21.6%, far above the 10.8% statewide ZIP median. Unemployment stands at 6.7%.

With 4,459 residents per square mile across 9 square miles of land, 95205 is far denser than the statewide ZIP median of 1,120 (rank 483 of 1,558). This is predominantly single-family residential with suburban street patterns.