ZIP Code 95207 — Stockton, California

The median home in 95207 is valued at $372,500 against a median household income of $66,459, a price-to-income ratio of 5.6. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within San Joaquin County, 95207 ranks 13 of 28 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.7. Renting takes 26.5% of median household income (median rent $1,469 a month), under the 30% cost-burden threshold.

95207 ranks 1,143 of 1,558 statewide on median household income and 1,166 of 1,558 on median home value; its income is below the $85,098 San Joaquin County median. 39% of households own their home, below the 64% statewide ZIP median, so most residents rent. 20% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 16.4%, far above the 10.8% statewide ZIP median. Unemployment stands at 9.4%.

With 7,344 residents per square mile across 7.2 square miles of land, 95207 is far denser than the statewide ZIP median of 1,120 (rank 273 of 1,558). This is predominantly single-family residential with suburban street patterns.