ZIP Code 95330 — Lathrop, California

The median home in 95330 is valued at $543,600 against a median household income of $107,665, a price-to-income ratio of 5.0. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within San Joaquin County, 95330 ranks 8 of 28 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.7. Renting takes 23.8% of median household income (median rent $2,134 a month), under the 30% cost-burden threshold.

95330 ranks 482 of 1,558 statewide on median household income and 882 of 1,558 on median home value; its income is above the $85,098 San Joaquin County median. 83% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 21% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 8.4%, below the 10.8% statewide ZIP median. Unemployment stands at 8.8%.

With 1,398 residents per square mile across 21.5 square miles of land, 95330 is denser than the statewide ZIP median of 1,120 (rank 751 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.