ZIP Code 95391 — Tracy, California

The median home in 95391 is valued at $737,600 against a median household income of $166,643, a price-to-income ratio of 4.4. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Alameda County, 95391 ranks 1 of 47 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 22.6% of median household income (median rent $3,138 a month), under the 30% cost-burden threshold.

95391 ranks 111 of 1,558 statewide on median household income and 560 of 1,558 on median home value; its income is above the $125,410 Alameda County median. 70% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 48% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 3.5%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 3.7%.

With 881 residents per square mile across 26.9 square miles of land, 95391 is less dense than the statewide ZIP median of 1,120 (rank 819 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.