ZIP Code 94514 — Byron, California

The median home in 94514 is valued at $764,800 against a median household income of $72,445, a price-to-income ratio of 10.6. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Contra Costa County, 94514 ranks 40 of 40 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 38.7% of median household income (median rent $2,336 a month), above the 30% cost-burden threshold.

94514 ranks 1,024 of 1,558 statewide on median household income and 530 of 1,558 on median home value; its income is below the $120,565 Contra Costa County median. 66% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.8%, in line with the 10.8% statewide ZIP median. Unemployment stands at 8.4%.

With 67 residents per square mile across 30 square miles of land, 94514 is far less dense than the statewide ZIP median of 1,120 (rank 1,197 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.