ZIP Code 94561 — Oakley, California

The median home in 94561 is valued at $610,200 against a median household income of $119,646, a price-to-income ratio of 5.1. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Contra Costa County, 94561 ranks 1 of 40 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 20.8% of median household income (median rent $2,076 a month), under the 30% cost-burden threshold.

94561 ranks 347 of 1,558 statewide on median household income and 764 of 1,558 on median home value; its income is in line with the $120,565 Contra Costa County median. 77% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 23% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 7.3%, below the 10.8% statewide ZIP median. Unemployment stands at 5.7%.

With 2,575 residents per square mile across 17.3 square miles of land, 94561 is far denser than the statewide ZIP median of 1,120 (rank 643 of 1,558). This is predominantly single-family residential with suburban street patterns.