ZIP Code 94806 — San Pablo, California

The median home in 94806 is valued at $562,500 against a median household income of $82,274, a price-to-income ratio of 6.8. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Contra Costa County, 94806 ranks 23 of 40 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 29.3% of median household income (median rent $2,007 a month), under the 30% cost-burden threshold.

94806 ranks 855 of 1,558 statewide on median household income and 849 of 1,558 on median home value; its income is below the $120,565 Contra Costa County median. 50% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 23% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.2%, in line with the 10.8% statewide ZIP median. Unemployment stands at 7.5%.

With 8,067 residents per square mile across 7.9 square miles of land, 94806 is far denser than the statewide ZIP median of 1,120 (rank 235 of 1,558). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.