ZIP Code 94804 — Richmond, California

The median home in 94804 is valued at $591,100 against a median household income of $79,659, a price-to-income ratio of 7.4. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Contra Costa County, 94804 ranks 30 of 40 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 26.5% of median household income (median rent $1,760 a month), under the 30% cost-burden threshold.

94804 ranks 901 of 1,558 statewide on median household income and 797 of 1,558 on median home value; its income is below the $120,565 Contra Costa County median. 48% of households own their home, below the 64% statewide ZIP median, so most residents rent. 32% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 16.3%, far above the 10.8% statewide ZIP median. Unemployment stands at 6.9%.

With 6,829 residents per square mile across 6.5 square miles of land, 94804 is far denser than the statewide ZIP median of 1,120 (rank 310 of 1,558). This is predominantly single-family residential with suburban street patterns.