ZIP Code 94801 — Richmond, California

The median home in 94801 is valued at $558,600 against a median household income of $72,268, a price-to-income ratio of 7.7. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Contra Costa County, 94801 ranks 33 of 40 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 26.3% of median household income (median rent $1,585 a month), under the 30% cost-burden threshold.

94801 ranks 1,025 of 1,558 statewide on median household income and 857 of 1,558 on median home value; its income is below the $120,565 Contra Costa County median. 46% of households own their home, below the 64% statewide ZIP median, so most residents rent. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 18.3%, far above the 10.8% statewide ZIP median. Unemployment stands at 7.3%.

With 2,849 residents per square mile across 11.5 square miles of land, 94801 is far denser than the statewide ZIP median of 1,120 (rank 617 of 1,558). This is predominantly single-family residential with suburban street patterns.