ZIP Code 94803 — El Sobrante, California

The median home in 94803 is valued at $696,600 against a median household income of $111,610, a price-to-income ratio of 6.2. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Contra Costa County, 94803 ranks 12 of 40 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 22.6% of median household income (median rent $2,101 a month), under the 30% cost-burden threshold.

94803 ranks 432 of 1,558 statewide on median household income and 614 of 1,558 on median home value; its income is below the $120,565 Contra Costa County median. 71% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 41% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.9%, below the 10.8% statewide ZIP median. Unemployment stands at 5.1%.

With 2,123 residents per square mile across 12.8 square miles of land, 94803 is far denser than the statewide ZIP median of 1,120 (rank 685 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.