ZIP Code 94550 — Livermore, California

The median home in 94550 is valued at $1,069,200 against a median household income of $171,388, a price-to-income ratio of 6.2. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Alameda County, 94550 ranks 6 of 47 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 17.4% of median household income (median rent $2,492 a month), under the 30% cost-burden threshold.

94550 ranks 99 of 1,558 statewide on median household income and 272 of 1,558 on median home value; its income is above the $125,410 Alameda County median. 76% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 53% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 3.4%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 3.2%.

With 182 residents per square mile across 272 square miles of land, 94550 is far less dense than the statewide ZIP median of 1,120 (rank 1,058 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.