ZIP Code 95135 — San Jose, California

The median home in 95135 is valued at $1,345,700 against a median household income of $199,042, a price-to-income ratio of 6.8. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Santa Clara County, 95135 ranks 5 of 56 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.6. Renting takes 21.1% of median household income (median rent $3,501 a month), under the 30% cost-burden threshold.

95135 ranks 49 of 1,558 statewide on median household income and 155 of 1,558 on median home value; its income is above the $159,101 Santa Clara County median. 88% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 64% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 2.7%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 3.2%.

With 165 residents per square mile across 129.4 square miles of land, 95135 is far less dense than the statewide ZIP median of 1,120 (rank 1,075 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.