ZIP Code 94546 — Castro Valley, California

The median home in 94546 is valued at $935,700 against a median household income of $117,808, a price-to-income ratio of 7.9. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Alameda County, 94546 ranks 24 of 47 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 24.2% of median household income (median rent $2,371 a month), under the 30% cost-burden threshold.

94546 ranks 358 of 1,558 statewide on median household income and 363 of 1,558 on median home value; its income is below the $125,410 Alameda County median. 66% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 40% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.5%, below the 10.8% statewide ZIP median. Unemployment stands at 3.7%.

With 2,860 residents per square mile across 16 square miles of land, 94546 is far denser than the statewide ZIP median of 1,120 (rank 616 of 1,558). This is predominantly single-family residential with suburban street patterns.