ZIP Code 94541 — Hayward, California

The median home in 94541 is valued at $750,000 against a median household income of $96,176, a price-to-income ratio of 7.8. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Alameda County, 94541 ranks 20 of 47 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 27.1% of median household income (median rent $2,171 a month), under the 30% cost-burden threshold.

94541 ranks 628 of 1,558 statewide on median household income and 541 of 1,558 on median home value; its income is below the $125,410 Alameda County median. 46% of households own their home, below the 64% statewide ZIP median, so most residents rent. 30% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 11.1%, in line with the 10.8% statewide ZIP median. Unemployment stands at 4.9%.

With 8,987 residents per square mile across 7.5 square miles of land, 94541 is far denser than the statewide ZIP median of 1,120 (rank 195 of 1,558). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.