ZIP Code 94544 — Hayward, California

The median home in 94544 is valued at $736,300 against a median household income of $103,039, a price-to-income ratio of 7.1. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Alameda County, 94544 ranks 13 of 47 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 26.1% of median household income (median rent $2,239 a month), under the 30% cost-burden threshold.

94544 ranks 545 of 1,558 statewide on median household income and 564 of 1,558 on median home value; its income is below the $125,410 Alameda County median. 53% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 9.0%, below the 10.8% statewide ZIP median. Unemployment stands at 5.0%.

With 7,065 residents per square mile across 11 square miles of land, 94544 is far denser than the statewide ZIP median of 1,120 (rank 293 of 1,558). This is predominantly single-family residential with suburban street patterns.