ZIP Code 94605 — Oakland, California

The median home in 94605 is valued at $823,500 against a median household income of $90,685, a price-to-income ratio of 9.1. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Alameda County, 94605 ranks 33 of 47 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 23.0% of median household income (median rent $1,740 a month), under the 30% cost-burden threshold.

94605 ranks 718 of 1,558 statewide on median household income and 465 of 1,558 on median home value; its income is below the $125,410 Alameda County median. 61% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 42% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 13.1%, above the 10.8% statewide ZIP median. Unemployment stands at 5.1%.

With 5,054 residents per square mile across 8.8 square miles of land, 94605 is far denser than the statewide ZIP median of 1,120 (rank 442 of 1,558). This is predominantly single-family residential with suburban street patterns.