ZIP Code 94621 — Oakland, California

The median home in 94621 is valued at $517,800 against a median household income of $53,509, a price-to-income ratio of 9.7. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Alameda County, 94621 ranks 36 of 47 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 33.8% of median household income (median rent $1,507 a month), above the 30% cost-burden threshold.

94621 ranks 1,366 of 1,558 statewide on median household income and 910 of 1,558 on median home value; its income is far below the $125,410 Alameda County median. 35% of households own their home, below the 64% statewide ZIP median, so most residents rent. 14% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 19.9%, far above the 10.8% statewide ZIP median. Unemployment stands at 9.9%.

With 4,107 residents per square mile across 8.5 square miles of land, 94621 is far denser than the statewide ZIP median of 1,120 (rank 504 of 1,558). This is predominantly single-family residential with suburban street patterns.