ZIP Code 92037 — La Jolla, California

The median home in 92037 is valued at $1,839,900 against a median household income of $136,601, a price-to-income ratio of 13.5. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within San Diego County, 92037 ranks 92 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 20.4% of median household income (median rent $2,327 a month), under the 30% cost-burden threshold.

92037 ranks 218 of 1,558 statewide on median household income and 63 of 1,558 on median home value; its income is above the $98,033 San Diego County median. 62% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 75% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 8.8%, below the 10.8% statewide ZIP median. Unemployment stands at 6.6%.

With 3,139 residents per square mile across 12 square miles of land, 92037 is far denser than the statewide ZIP median of 1,120 (rank 589 of 1,558). This is predominantly single-family residential with suburban street patterns.