ZIP Code 92121 — San Diego, California

The median home in 92121 is valued at $1,017,800 against a median household income of $125,000, a price-to-income ratio of 8.1. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92121 ranks 65 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 23.4% of median household income (median rent $2,433 a month), under the 30% cost-burden threshold.

92121 ranks 304 of 1,558 statewide on median household income and 311 of 1,558 on median home value; its income is above the $98,033 San Diego County median. 48% of households own their home, below the 64% statewide ZIP median, so most residents rent. 77% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 18.0%, far above the 10.8% statewide ZIP median. Unemployment stands at 5.0%.

With 332 residents per square mile across 12.5 square miles of land, 92121 is far less dense than the statewide ZIP median of 1,120 (rank 968 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.