ZIP Code 92130 — San Diego, California

The median home in 92130 is valued at $1,438,500 against a median household income of $186,000, a price-to-income ratio of 7.7. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92130 ranks 58 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 19.9% of median household income (median rent $3,090 a month), under the 30% cost-burden threshold.

92130 ranks 70 of 1,558 statewide on median household income and 136 of 1,558 on median home value; its income is far above the $98,033 San Diego County median. 63% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 81% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 4.5%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.8%.

With 3,084 residents per square mile across 18.6 square miles of land, 92130 is far denser than the statewide ZIP median of 1,120 (rank 597 of 1,558). This is predominantly single-family residential with suburban street patterns.