ZIP Code 92109 — San Diego, California

The median home in 92109 is valued at $1,082,700 against a median household income of $106,399, a price-to-income ratio of 10.2. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within San Diego County, 92109 ranks 83 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 24.8% of median household income (median rent $2,198 a month), under the 30% cost-burden threshold.

92109 ranks 495 of 1,558 statewide on median household income and 259 of 1,558 on median home value; its income is above the $98,033 San Diego County median. 32% of households own their home, far below the 64% statewide ZIP median, so most residents rent. 69% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 8.3%, below the 10.8% statewide ZIP median. Unemployment stands at 3.7%.

With 5,791 residents per square mile across 7.6 square miles of land, 92109 is far denser than the statewide ZIP median of 1,120 (rank 376 of 1,558). This is predominantly single-family residential with suburban street patterns.