ZIP Code 95973 — Chico, California

The median home in 95973 is valued at $464,400 against a median household income of $87,667, a price-to-income ratio of 5.3. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Butte County, 95973 ranks 8 of 15 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 19.1% of median household income (median rent $1,394 a month), under the 30% cost-burden threshold.

95973 ranks 770 of 1,558 statewide on median household income and 1,001 of 1,558 on median home value; its income is above the $63,187 Butte County median. 62% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 41% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 11.5%, above the 10.8% statewide ZIP median. Unemployment stands at 6.2%.

With 128 residents per square mile across 300.1 square miles of land, 95973 is far less dense than the statewide ZIP median of 1,120 (rank 1,105 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.