ZIP Code 95926 — Chico, California

The median home in 95926 is valued at $433,500 against a median household income of $60,932, a price-to-income ratio of 7.1. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Butte County, 95926 ranks 14 of 15 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 26.9% of median household income (median rent $1,367 a month), under the 30% cost-burden threshold.

95926 ranks 1,240 of 1,558 statewide on median household income and 1,052 of 1,558 on median home value; its income is in line with the $63,187 Butte County median. 42% of households own their home, below the 64% statewide ZIP median, so most residents rent. 44% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 25.8%, far above the 10.8% statewide ZIP median and among the highest in the state. Unemployment stands at 5.7%.

With 5,431 residents per square mile across 7.8 square miles of land, 95926 is far denser than the statewide ZIP median of 1,120 (rank 413 of 1,558). This is predominantly single-family residential with suburban street patterns.