ZIP Code 95938 — Durham, California

The median home in 95938 is valued at $543,700 against a median household income of $98,103, a price-to-income ratio of 5.5. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Butte County, 95938 ranks 9 of 15 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 16.9% of median household income (median rent $1,382 a month), under the 30% cost-burden threshold.

95938 ranks 598 of 1,558 statewide on median household income and 881 of 1,558 on median home value; its income is far above the $63,187 Butte County median. 71% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 40% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 5.3%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 7.5%.

With 65 residents per square mile across 68.1 square miles of land, 95938 is far less dense than the statewide ZIP median of 1,120 (rank 1,201 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.