ZIP Code 95954 — Magalia, California

The median home in 95954 is valued at $247,900 against a median household income of $58,694, a price-to-income ratio of 4.2. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Butte County, 95954 ranks 5 of 15 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 23.6% of median household income (median rent $1,153 a month), under the 30% cost-burden threshold.

95954 ranks 1,274 of 1,558 statewide on median household income and 1,423 of 1,558 on median home value; its income is below the $63,187 Butte County median. 82% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 21% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 12.3%, above the 10.8% statewide ZIP median. Unemployment stands at 8.0%.

With 80 residents per square mile across 126.8 square miles of land, 95954 is far less dense than the statewide ZIP median of 1,120 (rank 1,176 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.