ZIP Code 95562 — Rio Dell, California

The median home in 95562 is valued at $276,700 against a median household income of $45,547, a price-to-income ratio of 6.1. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Humboldt County, 95562 ranks 9 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.2. Renting takes 25.0% of median household income (median rent $948 a month), under the 30% cost-burden threshold.

95562 ranks 1,470 of 1,558 statewide on median household income and 1,368 of 1,558 on median home value; its income is below the $60,178 Humboldt County median. 56% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 9% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 9.9%, below the 10.8% statewide ZIP median. Unemployment stands at 8.9%.

With 205 residents per square mile across 16.6 square miles of land, 95562 is far less dense than the statewide ZIP median of 1,120 (rank 1,044 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.