ZIP Code 95565 — Scotia, California

The median home in 95565 is valued at $330,800 against a median household income of $86,406, a price-to-income ratio of 3.8. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Humboldt County, 95565 ranks 2 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.2. Renting takes 16.3% of median household income (median rent $1,175 a month), under the 30% cost-burden threshold.

95565 ranks 787 of 1,558 statewide on median household income and 1,260 of 1,558 on median home value; its income is above the $60,178 Humboldt County median. 45% of households own their home, below the 64% statewide ZIP median, so most residents rent. 18% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 13.4%, above the 10.8% statewide ZIP median. Unemployment stands at 19.7%.

With 26 residents per square mile across 33.7 square miles of land, 95565 is far less dense than the statewide ZIP median of 1,120 (rank 1,323 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.