ZIP Code 95551 — Loleta, California

The median home in 95551 is valued at $474,100 against a median household income of $83,661, a price-to-income ratio of 5.7. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Humboldt County, 95551 ranks 5 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.2. Renting takes 17.6% of median household income (median rent $1,224 a month), under the 30% cost-burden threshold.

95551 ranks 830 of 1,558 statewide on median household income and 979 of 1,558 on median home value; its income is above the $60,178 Humboldt County median. 54% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 36% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 6.8%, below the 10.8% statewide ZIP median. Unemployment stands at 11.9%.

With 42 residents per square mile across 42.4 square miles of land, 95551 is far less dense than the statewide ZIP median of 1,120 (rank 1,260 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.