ZIP Code 95501 — Eureka, California

The median home in 95501 is valued at $361,100 against a median household income of $52,222, a price-to-income ratio of 6.9. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Humboldt County, 95501 ranks 11 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.2. Renting takes 25.3% of median household income (median rent $1,100 a month), under the 30% cost-burden threshold.

95501 ranks 1,382 of 1,558 statewide on median household income and 1,188 of 1,558 on median home value; its income is below the $60,178 Humboldt County median. 44% of households own their home, below the 64% statewide ZIP median, so most residents rent. 31% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 20.4%, far above the 10.8% statewide ZIP median. Unemployment stands at 10.7%.

With 3,247 residents per square mile across 7.3 square miles of land, 95501 is far denser than the statewide ZIP median of 1,120 (rank 578 of 1,558). This is predominantly single-family residential with suburban street patterns.