ZIP Code 95524 — Bayside, California

The median home in 95524 is valued at $558,400 against a median household income of $78,125, a price-to-income ratio of 7.1. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Humboldt County, 95524 ranks 13 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.2. Renting takes 27.3% of median household income (median rent $1,778 a month), under the 30% cost-burden threshold.

95524 ranks 920 of 1,558 statewide on median household income and 860 of 1,558 on median home value; its income is above the $60,178 Humboldt County median. 81% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 52% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 10.8%, in line with the 10.8% statewide ZIP median. Unemployment stands at 11.4%.

With 210 residents per square mile across 8.1 square miles of land, 95524 is far less dense than the statewide ZIP median of 1,120 (rank 1,042 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.