ZIP Code 95458 — Lucerne, California

The median home in 95458 is valued at $245,200 against a median household income of $46,244, a price-to-income ratio of 5.3. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Lake County, 95458 ranks 7 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.2. Renting takes 25.9% of median household income (median rent $999 a month), under the 30% cost-burden threshold.

95458 ranks 1,463 of 1,558 statewide on median household income and 1,427 of 1,558 on median home value; its income is below the $66,944 Lake County median. 63% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 15% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 16.0%, above the 10.8% statewide ZIP median. Unemployment stands at 8.7%.

With 95 residents per square mile across 34.9 square miles of land, 95458 is far less dense than the statewide ZIP median of 1,120 (rank 1,149 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.